[SCAM ALERT] Fwd: CONGRATULATIONS! -[Wed, 29 Apr 2009 23:28:14 +0000]

Internet Lottery Scam/Fraud of the day!! Please take note & inform your group/dept.

Regards,
Scam Alert Unit

---------- Forwarded message ----------
From: <cntoyotaintpromo@yahoo.com.cn>
Date: Thu, Apr 30, 2009 at 7:28 AM
Subject: CONGRATULATIONS! -[Wed, 29 Apr 2009 23:28:14 +0000]
To:
Cc:


TOYOTA INTERNATIONAL LOTTO (HEADQUARTERS)
Customer Service Department Affiliate of Toyota Japan.
#28 Kanashiwa road Tokyo JP

We are pleased to inform you of the announcement made today, You are among the winners of the TOYOTA CAR INTERNATIONAL PROMOTION PROGRAM Participants were selected through a computer ballot system drawn from 2,500,000 email addresses of individuals and companies from all part of the world as part of our electronic business Promotions Program.

As a result of your visiting various websites we are running the e-business promotions for. You/Your Company email address, attached to ticket number 719-266-1319, with serial number 902-66 drew the lucky numbers 5,12, 30, 11, 17, 43 and Bonus number 12 , Your INSURANCE Number: FLS433/ 453L /G MSA and consequently you won in the Second Category of the TOYOTA FORTUNE LOTTO DRAW.

You have therefore been approved for the payment of the sum of $1,000,000.00USD (One Million United States Dollars) in cash, including a Toyota highlander which is the winning present /amount for the Second category winners. This is from the total prize money of US$2,650,000.00 shared among the international winners in the Second category.

CONGRATULATIONS!

Please be informed that your won fund of the sum of $1,000,000.00USD is now with the payee center. Contact our agent and give them your full names so that they will re-insure your winning fund under your full names. Together with the port where your winning car should be shiped to.

To begin your claim, please call our claim agent or send email immediately to:-.
Certificate Agent, Toyota Email Lotto
Mr. Simon Lang
Email:kontactsimonlang@live.cn
      kontactsimonlang@gmail.com
     Tel: 0086-15992702549

NOTE: In order to avoid unnecessary delays and complications, Please quote your

1. Full name:
2. Address/contact number:
3. Country of origin:
4. Sex/marital status:
5. Age:
6. Occupation:
7. Tel/fax:

Sincerely,
Mrs Ing Chuny Liu
Hon Cordinator
www.toyota-jp.cn

[wyub17vvr18]

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Industries for Bilingual Workers

According to the U.S. Census Bureau's 2006 American Community Survey, approximately 80 percent -- or 223.2 million people -- of Americans use only English at home. The remaining 20 percent -- 55.8 million people -- speak a language other than English. Add the millions of tourists visiting the country each year and you have a huge demand for workers who can communicate in more than one language.

 

Thankfully, bilingual workers come to the rescue. In almost every line of work, the ability to speak a second language makes you a valuable asset. Any job that requires you to interact with customers -- either in person, on the phone or online -- can use your knowledge of a second (or third) language. Think about it: Every additional customer you can speak with not only improves his or her experience but also brings in revenue to your employer.

 

Spanish is by far the most popular non-English language spoken at home, with roughly 34 million speakers nationwide. Still, there are millions of people speaking other languages -- including French, German, Mandarin, Arabic and lesser known languages -- that also benefit from bilingual workers.

 

If you speak more than one language or have thought about learning a second one. Here are some industries and jobs where your skills will come in handy:

 

1. Health care - (Nurse, paramedic, physician's assistant, home health aide, etc.);
2. Hospitality - (Concierge, resort manager, hotel manager, front office/desk clerk, etc.);
3. Education - (Teacher, ESL instructor, guidance counselor, etc.);
4. Law enforcement - (Police officer, investigator, security guard, probation officer, corrections officer, etc.);
5. Customer service - (Sales clerk, demonstrator, retail store supervisor, computer support specialist, customer service representative, etc);
6. Social services - (Family social worker, substance abuse social worker, social work administration, etc);
7. Finance - (Teller, financial adviser, investment banker, accountant, etc.);
8. Communication - (Translator, public relations specialist, journalist, media relations officer, etc.).

 

The Ultimate Guide To Learning Spanish

The Ultimate Guide To Learning German - 6 Part- Rocket German New Version

Rocket French - The Ultimate Guide To Learning French

Rocket Sign Language - The Ultimate Guide To Learning Sign Language

 

 

Other free language courses (limited): 

Japanese,  Italian,  Chinese,

 

 

 

_m

 

 

 

 

 

 

 

 

Do I Really Have To Join Twitter?

What to do if you're just not that into microblogging but don't want to be left behind.

By Farhad Manjoo

 

 

Twitter is growing so fast it's sometimes easy to forget that to a lot of people, the concept is completely bizarre. According to comScore, the microblogging site received about 10 million visitors in February—a 700 percent increase over last year. To the initiated, the surge seems justified. Committed Twitterers argue that the 140-character-or-less tweet represents the next great mode of human communication. To vast swaths of the population, though, Twitter is inscrutable: Wait a minute—you want me to keep a perpetual log of my boring life for all the world to see? What if I just spend my free time watching Golden Girls?

 

In other words, it's hard for many to shake the feeling that Twitter is a waste of time. It's not only Luddites who feel this way; in the last few months, a surprising number of people in the tech industry—people who fancy themselves the earliest of early adopters—have mentioned to me that they have a hard time wrapping their heads around the service. Many float the idea that Twitter is little more than an overhyped, media-driven sensation.

 

Is Twitter a fad? It's certainly received more than 140 characters of love from the press recently; everywhere you look, someone in the news is tweeting. But the people on TV rarely seem to address something very basic: What's the point of tweeting? And should you do it? I get variations on this question often from readers. Let's say you're a moderately tech-savvy person who takes well to new forms of gabbing—you've got an easy facility with blogs, you log in to Facebook when you need it, you text, you IM, and perhaps you even talk to your friends through Skype. Is it time for you to jump into microblogging, too? Would you be missing out on some important cultural touchstone if you sat out this round of techno-innovation?

 

The short answer: Eh, go ahead and give it a try if you like, but there's nothing lame about waiting to see whether Twitter pans out.

 

Much of what we do online has obvious analogues in the past: E-mail and IM replace letters and face-to-face chatting. Blogging is personal pamphleteering. Skype is the new landline. Social networks let us map our real-life connections to the Web. It's not surprising, then, that these new tools deliver obvious social utility—Facebook is the best way to get in touch with old friends, and instant messaging is the quickest way to collaborate with your colleagues across the country. Twitter is different. It's not a faster or easier way of doing something you did in the past, unless you were one of those people who wrote short "quips" on bathroom stalls. It's a totally alien form of communication. Microblogging mixes up features of e-mail, IM, blogs, and social networks to create something not just novel but also confusing, and doing it well takes time and patience. That's not to say it isn't useful; to some people in some situations, Twitter is irreplaceable. But it is not—or, at least, not yet—a necessary way to stay socially relevant in the information age.

 

As a practical matter, Twitter is a cinch to get into: You sign up, pick a few people to follow, then start typing out your thoughts, making sure to keep each post below the 140-character limit. (There are also some conventions you've got to get used to—here's a short primer.) But Twitter, unlike Facebook, favors one-way connections—you can follow my posts, but I don't have to follow yours. As a result, novice Twitterers are met with instant discouragement—you start out with nobody reading your posts, and because the people you follow don't have to follow you, there's no guarantee that you'll ever convince great numbers of people to listen to what you have to say. Twitter is not a meritocracy; you may be the cleverest quipper in your circle, but celebrities and people in the media inevitably win the most followers. There is no justice in the fact that a banal Twitterer like Sen. Claire McCaskill has attracted an audience of more than 19,000. (A typically riveting McCaskill tweet: "Leaving for KC soon. Meeting about American car manufacturing. Then on to Springfield. Press avail there.") But that's how Twitter goes; if you join, be prepared to deal with a lot of people who are undeservedly more popular than yourself.

 

Farhad Manjoo is Slate's technology columnist and the author of True Enough: Learning To Live in a Post-Fact Society. You can e-mail him at farhad.manjoo@slate.com .

Using Exchange Traded Funds to Buy the Market

"How To Make Your Fortune From The Greatest Investment Opportunity Since The Great Depression!"
=> http://tinyurl.com/panic2k9
=======================
 

You would have learnt by now that stock markets always recover from downturns. They then eventually bounce back higher than before.

How do we take advantage of this? What's the best bet buy for the market rebound? Well, the simplest sure-win strategy is to just BUY THE MARKET. In other words, buy the index.

Well, in reality the index is not on sale. However, you can buy what is called an Exchange Traded Fund (ETF), which tracks the market index you are investing in. There are ETFs that track the Dow Jones Index, the S&P 500 Index, the Nikkei 225, the Straits Times Index and etc.

The process of buying an ETF is exactly the same as how you would buy any other stock. It is listed on the index like a stock.

However, instead of buying a share in one company, you are actually buying a basket of top stocks that make up that index. In a sense, an ETF is a vehicle constructed like a unit trust/mutual fund, but with the convenience and liquidity of a stock.

Why Buy ETFs Instead of Mutual Funds?

You may be already familiar with the concept of unit trusts (mutual funds). This is an investment scheme where a fund management company pools money from thousands of small investors. A fund manager will take all this cash and invest it in a portfolio of stocks. http://tinyurl.com/panic2k9

There are many mutual funds that are specially constructed to track the index. In such cases, the fund manager simply takes the investors' cash and invests it in the same component stocks that make up the index. This is known as an index fund. This basket of stocks concept is similar to the structure of the ETF.

However, the problem with index funds and mutual funds is that they usually have HIGHER SALES FEES from the banks, as well as management fees. On top of that, you cannot buy and sell your funds as easily as how you would for a stock.

The price of your fund is usually only quoted at the end of the day and you will have to go through a longer process of redeeming your money.

Most funds also lock the investor into a minimum period, which does not allow premature withdrawal without due penalties.

This means you have to hold on to the fund even when it is losing a considerable amount of your capital. Such contracts can range from a year to four years and longer.

You can get around all those charges and the rigidity with an ETF. It offers the flexibility of a stock, since it is listed on the stock exchange.

This means unlike unit trusts, you can buy and sell ETFs at any time. They have very low management fees, ultimately meaning higher returns for you.


To your investing success,
Profit From The Panic
http://tinyurl.com/panic2k9






=====================
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=====================

Secrets Of Self-Made Millionaires
Discover the 7 Steps To Financial Success that will skyrocket you towards financial success. The complete 12 audio CD course that will cover everything you need to know about money: http://tinyurl.com/akbiz24


Patterns Of Excellence
Discover These Easy Habits That Only The TOP 1% Of Individuals In The World Use To Become Extremely Rich, Successful, And Happy In Life: http://tinyurl.com/admx38


Paving The Way To The Top
Discover The 6 Simple Steps That Pushed Me To Make My First Million in less than 5 years:
http://tinyurl.com/admk43


Secrets Of Millionaire Investors
How A Former BANKRUPT Discovered The Secret Strategies To Successful Options Trading And Now Makes Up to $22,368.60 A Month From The Comfort Of His Own Home! http://tinyurl.com/admk55

Why McDonald's is beating Burger King

Why McDonald's is beating Burger King

  Apr 22 2009, 02:14 PM by Anthony Mirhaydari

In the hamburger wars, McDonald's (MCD) is just crushing archrival Burger King (BKC). Since the market's March 9 closing low, shares of the Golden Arches are up 4.6% versus the 14.8% decline seen at the Home of the Whopper.

Although both have benefited from the trade down out of casual restaurants like Red Robin (RRGB) as consumers cut spending, Burger King is struggling to capitalize on the opportunity. I warned of these troubles in a post back in September.

Just look at the sales picture. On Wednesday, McDonald's reported solid first-quarter results with earnings of 83 cents per share and a 4.3% increase in same-store sales. Burger King, on the other hand, saw an "unanticipated" drop in traffic last month and has been consistently trailing its rival in same-store sales growth.

What's wrong with Burger King; and what's McDonald's doing right?   Read More...

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Blogging to the Bank 3.0 - Honest Review

Blogging to the Bank 3.0 - Honest Review

Blogging to the Bank 3.0 - Honest Review


Blogging has been around for a few years now. Most people use blogs to record their thoughts and lives, while the select few use them as a free way to make a fortune.

One guy who uses this to his advantage is Rob Benwell. In 2006 he dished the dirt on the tips and tricks to making a fortune using blogging. But as time passes the old systems become obsolete and new techniques are required. This is where his brand new, fresh off the press Blogging to the Bank 3.0 system comes into play.

For those who know who Rob Benwell is like me, you’ve probably made a killing using blogs.

For those who don’t, he’s the story:

Back in 2005 he was struggling to make any profit online, had dropped out of college and was getting deep into debt. He was trying all the techniques the gurus tell you and wasn’t getting anywhere fast. All of that went in the bin and he started using his own techniques and started making more and more money using simple blogs. In early 2006 he shared this with the world and had a great ebook called Blogging To The Bank. Tons of people got rich from using these techniques (including me). He then spoke at Online Marketing Legend Yanik Silver’s underground Seminar where he revealed even more of his underground strategies. Then July 2007 he released Blogging to the Bank 2.0 which showed users his new methods to creating online wealth using blogs. In total both versions have been read by over 50,000 people across the world.

But as I said earlier, the techniques used in these ebooks are now showing there age. Some of them are not even working in the slightest! This is where Blogging To The Bank 3.0 comes into play.

It’s full of great new techniques that work online right now! Everything’s explained in plain English with all the fluff cut out. I got hold of an advanced copy of the book for a much higher price than what it actually sells for and it has been worth every single cent! I got it in the afternoon and by the evening I was creating new profitable blogs. Within a couple of hours of them being active I had made a nice little profit.

Blogging To The Bank 3.0 teaches you Robs new step by step blueprint to creating highly profitable long term niche blogs using the newest optimization techniques. There’s even a section on advanced Search Engine Optimization. Most people think SEO is difficult but Rob explains this nice and simply so even the blogging newbie will understand it.

Blogging To The Bank 3.0 is a breath of fresh air and I highly recommend it to anyone wanting to make easy money online.

Click HERE for more information about this system.